Thursday, May 13, 2010
Wednesday, May 5, 2010
Well, here is the answer:
Truly speaking, my colleague was absolutely right. The bus we took from Düsseldorf itself was occupied by as many as 35 Indians of 50 seats though. And once we reached there, well, leaps and bounds of Indians. I felt very happy as I felt more like I was in India than in Holland. But I was really wondering, why it is very popular among Indians?
Sunday, April 25, 2010
You might have guessed right, the Palace Garden is a heaven for nature lovers. I was totally lost admiring its beauty and trying every bit to capture it on my small camera.
Don’t you see glimpses of a “Photographer” in making? :-). Lovely aren’t they?
More info on Schloß Benrath at:
Thursday, April 22, 2010
Thursday, April 15, 2010
Tuesday, March 30, 2010
Nature of Employment
|Short-term Posting by an Indian Employer for a period of less than 48 months||Indian System|
|Long-term Posting by an Indian Employer for a period of more than 48 months||German System|
|Indian Employer hiring an Indian employee in Germany||German System|
|Indian Employer hiring a Non-Indian Employee in Germany||German System|
Nature of Employment
|Short-term Posting by a German Employer for a period of less than 48months||German System|
|Long-term Posting by a German Employer for a period of more than 48months||Indian System|
|German Employer hiring an Indian Employee in India||Indian System|
|German Employer hiring a non-Indian Employee in India||Indian System|
- employees who shall be posted to Germany on or after 1st October 2009 should apply for Detachment Certificate.- those employees who are already posted in Germany or already working in Germany shall apply for Detachment Certificate from 1st October 2009 till the end of detachment.
Sunday, March 28, 2010
Every nation has a different social security system, whereby every worker of a nation is subjected to some obligatory or voluntary social contributions to secure retired period of one’s life. The globalizations has increased the mobility of workers in different nations. In-order to dissolve the disadvantages for mobile workers in double payment of social security contributions, different nations have signed social security agreements and so did the Germany.
Contracting nations are those countries where the European Community provisions for the Social Security do not apply and have concluded social security agreements with Germany. According to the Deutsche Rentenversicherung Agency the following countries have concluded the agreements with the Germany - Australia, Bosnia Herzegovina, Canada/Quebec, Chile, Croatia, Israel, Japan, Macedonia, Montenegro, Morocco, Serbia, South Korea, Tunisia, Turkey and United States. China has also concluded a Posting of Workers Agreement. And recently India has also concluded Social Security Agreement which has already come into force.
What is a Social Security Agreement? The Social Security Agreement’s one important advantage is that if you satisfy the requirements of the minimum insurance period, Germany and your nation’s insurance periods are added together. The agreement specifies to which state you should pay your contributions when working in Germany and your nation.
To whom does the Agreement Apply? Many of the provisions of the agreements are applicable to you and to the nation of your permanent residence. It does provide some special provisions for the citizens of Germany and the agreed nation.
What does Social Security Agreement specify?
- Compulsory Insurance Obligation is defined by the state in which you are working. If you are employed in Germany, then you are subjected to Germany’s mandatory insurances irrespective of your nationality.
- Posting: If you are employed by your state and posted to work in Germany for a limited period not more than 60 months called Posting Period, then you are subjected to the compulsory insurances of your state and you are exempted from Germany’s compulsory Insurance Obligations. The exceptions to the limited posting period and some other exceptions to the agreed terms are subjected to agreement of German authorities upon the request filed by the employer and the employee. The Posting does apply to the self-employed people for a limited period. The same rule of Posting applies to those who are employed in Germany and work in the Contracting nations.
- Count of Posting Period: The Posting period in the contracting nation does count to your compulsory pension insurance i.e, if you are employed in your state and you are subjected to the compulsory insurance of your state and you are posted to Germany, then your posting period in Germany is counted towards your compulsory pension period in your state.
- Refund of Pension Contributions: If you are not a German national and if you were employed in Germany and paid for Pension contributions in Germany and decided to leave Germany forever, you can claim for the refund of Pension Contributions under the following circumstance
- you are no longer registered in the German pension system and you are not interested or not in a position to make voluntary contributions and 24 months have passed since you have terminated the registration.
- Basic Pension Requirements, benefits of Agreement:
Since the pension regulations vary from country to country and so does the pension age ranging from 60-67 in different countries, agreement helps you in benefiting from whatever the pension contributions you made either in your state or in Germany and if you do not fulfil the conditions in one country, the periods in another country shall be considered to make sure you indeed receive Pension.
The minimum insurance periods also known as Qualifying periods can be 5, 15 and 35 years. For all these periods, the insurance periods from your state are also calculated.
The Pension Amount: The agreement just helps in calculating the pension periods and meet the minimum pension requirements. The amounts of Pension you receive in Germany are solely on the basis of your German insurance periods. You need to claim separately for your state insurances and you claim those even thou you live in Germany or vice versa.
The point of contact for all of your queries regarding your insurances and entitlements in Germany are as follows:
Deutsche Rentenversicherung Bund: http://www.deutsche-rentenversicherung.de/
More detailed info in English at: http://www.deutsche-rentenversicherung.de/nn_97000/SharedDocs/en/Inhalt/06__formulare__info__broschueren/broschueren__friedemann.html
Sunday, March 14, 2010
It has been long long time back, well, wen I was very young, I had tried my hands on painting. Infact, it was out of force than to be out of my natural instincts that I learnt painting as it was mandatory lessons. I dont remember, if I did paint or draw anything special, yet offlate suddenly a strange idea of re-inventing those instincts, has prompted me to try my hands on painting again. Well, the outcome was nothing special yet not bad thou.
I am just posting some pics of my trial paintings which after consultation with my hubby who decided to hang them on the wall of our living room. Thou not sure, yet they decorate our white living room wall. May be you guys can let me know are they worth enough to be out on the wall, just I need to buy some :-)
Frens, I just added one more painting to my trials with the art. Would love to hear from you all the feedback. By the way, many thanks for your lovely messages.
Monday, March 1, 2010
Well many a times a word speak more than a sentence and many a times an alphabet speaks more than a word. And there are many alphabets which symbolizes and represent many things in our day-2-day life not only this modern world of shortcuts but also from the historic past. Thus some alphabets symbols have loads of stories behind to narrate. There has been many instances where an alphabet has symbolized different things in different sciences and technologies, different regions and as well in different cultures and religions.
I never realized this until recently when I found out about Alphabet Museum (Buchstaben Museum) from Berlin. After browsing thru it over the net, it indeed left me bewildered and amused at the very love for alphabets for the founders of Museum Barbara Dechant and Anja Schulze. Well, their quest to collect objects (alphabets) that carry significant meaning and their belief that modern urbanization is leading to the disappearance of these Alphabetical Semiotics has formed the foundation for the Alphabets Museum in Berlin. Kudos to both of them for their passion towards their letters.
U-Bahn U (Underground U) Einstein E
The museum is housed temporarily more like a storeroom than a showroom drawing a handful of enthusiastic visitors who heard more about this unusual museum from some news article or word of mouth and majority of them foreigners. The interesting facts that amuse the visitors are that these letters are taken out of the original context and every letter has its own emotional historic tale.
Well, I love to visit this during my next visit to Berlin. By the way there is no admission fee for this museum, it is completely free. The museum is run by the donations and memberships from the visitors. You can find more details at http://www.buchstabenmuseum.de/
Image Courtesy: http://www.buchstabenmuseum.de/
Thursday, February 25, 2010
It has quite a while I did not publish any post, well I was occupied with my tax declarations for the year 2010. Yes, a year has gone by and the very uninteresting work begins with the filing of tax declarations. And to be honest, the Germany’s tax system is the most complex in the world. So you can imagine how tough it shall be to file tax declaration.
Every year lot new rules and definitely needs to purchase an updated software, start gathering all the relevant documents and then start input the data. You may believe or not, I have not finished it yet despite it has been almost two weeks now. It is a lot of work but I really enjoy it doing myself than depending upon any tax consultant. Well, I could save some bucks too and also it does help me get acquainted with the latest taxation rules.
I am person who believe paying taxes is the right thing to do and just not because the state utterly depends upon on my payment of some thousands euro and not because I don’t have a Swiss Bank account. May be not everyone think the same and lot many has got the notorious Swiss Bank accounts.
Many of you might have already read or heard thou that there has been lot of hue and cry over a last few weeks in Germany over the purchase of about 1500 Tax Dodgers data stolen by an informant. It was initially believed that there might be more than 100 million euro stashed by these around 1500 tax dodgers in Swiss Banks. The informant has already provided some five accounts worth 1 million euro in tax as proof and demanded €2.5 millions for the complete list.
After lot of elaboration and debate, Germany decided to buy the stolen data despite lot of criticism and despite the warnings from the Swiss government. And now Swiss started threatening to disclose the data of the the German politicians. Will the State bend the rules and be a crook to catch the crooks? Still the debate is on.
Whatever it is following the Germany’s decision to buy the stolen tax dodgers data, terrified tax dodgers are turning themselves in to avoid investigations and possible legal actions. It has been estimated the tax revenues from these may reach more than 400 million euro. Well, it has already exceeded Germany’s expectations.
But what do you think, should Germany or any other state in Germany’s position should buy the “stolen” tax dodgers data against the laws of the state?
Image Courtesy: www.thelocal.de
Thursday, February 11, 2010
I never wanted to muse over the recent developments over Shahrukh Khan and MNIK issue. Yet, today I have been thru mental anguish for being an Indian. It all started when some of my colleagues in the morning came to me and started adoring Sharukh khan for he is in Berlin these days for Berlinale 2010. They have showed me an article from the very popular local newspaper which showered praise for Sharukh Khan, known as King Khan in Germany.
The newspaper rained accolades for King Khan for being a Messiah and bridging the cultures between the East and the West. The “God of movies” , “the King of Bollywood” whose fans account for more than 3 millions far more than the fans of George Clooney, Tom Cruise and Brad Pitt together. He is the dream man of every Indian and being a Muslim and his wife being a Hindu, he lives a dream of Peace.
Well, definitely this article is not a publicity stunt from SRK, it shows how much SRK has influenced minds and hearts of the people in the West. He definitely has taught Germans to be warm-hearted. My colleagues were so overwhelmed and so do I after reading the article. I did feel proud too being an India.
Later in the day, the same set of couples approached me to ask me about the recent developments in India concerning to MNIK as they have read again something regarding it. I did not understand how to explain it to them. I tried to explain them but in brief. I was feeling a little low when I briefed them. My colleagues retorted that why the hell on this earth some people could doubt the integrity of SRK. They asked me what else he needs to do to prove to which extent he has integrated the people of India and allied the nations with his dream of peace.
I was indeed speechless…… My anguish has no words……..
MNIK poster in Berlin
Image Courtesy: thelocal.de
Online Edition of the newspaper article thou not exact, yet some snippets (German): http://www.bild.de/BILD/unterhaltung/kino/berlinale/2010/02/11/bollywood-star-shah-rukh-khan/erfolgreichster-schauspieler-der-welt.html
Berlinale: Berlinale is the most famous film festival of Germany held every year in Berlin. My Name is Khan is also being premiered this year with Sharukh Khan, Kajol and Karan Johar walk the red-carpet. Berlinale 2010 is held from Febrauary 11-21 screening almost 400 films. More info at: http://www.berlinale.de/en/HomePage.html
Tuesday, February 9, 2010
When we hear about Carnival, the world famous and the most grand Rio Carnival from Brazil flashes to us, yet Carnival is celebrated in many countries during different period of time and Germany is no exception. Cologne, Mainz and Düsseldorf are most famous and hold the biggest parades for the Carnival. Cologne’s Carnival fest is highly regarded all over Europe with millions thronging to the city from all over the Europe to not only have a glimpse of the most renowned Cologne Cathedral but also to indulge in madness of ridicule and let loose themselves.
The tradition of Karneval or Fasching or Fastnacht or Mardi Gras dates back to medieval Germany which developed downright blasphemy with people dressing up as animals and performing crazy acts like Mass of Asses. After 1820, Karneval was used as an event to make fun of French people, whom they hated and held grudges. Till today, the Karneval satire is kept alive with displaying caricatures of the most hated people during the Karneval parades.
The Council of Eleven, “Elferrat”, tradition dating back to 1823, wearing fool’s caps as their official headgear meet at 11:11 on November 11 to announce the start of Fifth Season of the year i.e., the Karneval session and plan the events for the Karneval every year. The main festivities of Karneval starts around Thursday before Ash Wednesday and ends with Ash Wednesday, “Asher Mittwoch”. So this year, the main Karneval period of Cologne and Düsseldorf starts on Carnival Thursday called Altweiber (Old Woman Day) in Düsseldorf or Wieverfastelovend (The Women’s Day) in Cologne. The tradition of women cutting men’s ties and shoe laces is still followed in Cologne and Düsseldorf. Parades are organized by different Carnival clubs from Friday and the highlight is the Rose Monday parade. On this day people dressed in costumes gather on the streets in chilly winter weather crying Alaaf Alaaf! in Cologne and Helau! Helau! in Düsseldorf and let loose themselves as the most flamboyant parades pass thru.
Rose Monday Parade of 15.02.2010:
Cologne: starts at 10:30 at Chlodwigplatz of Cologne and moves along a 6.5 kms stretch thru the downtown of Cologne for about 4 hours. For more details check this out: http://www.koeln.de/tourismus/karneval/der_koelner_strassenkarneval_93184.html
Düsseldorf: starts at Joseph-Beuys-Ufer and moves onto the Oberkasseler Bridge over Rhine and thru to the downtown of Düsseldorf. The Bilker street is the best place to enjoy the parade. More Info at: http://www.duesseldorf.de/top/thema010/events/veranstaltungen/karneval2010/index.shtml
Well, parades are just fun during the day, yet the celebrations continue all thru the night with almost every pub organizing special Carnival parties. Just time to wither out the chilly weather.
Well, I am definitely excited with the Carnival this year, I know it will be icy-weather out there, yet I just want to have bash on these days to get rid of the wintry gloom.
Image Courtesy: http://www.koeln.de/bilder/kategorie/karneval/galerie/
Excerpts From: www.thelocal.de
Tuesday, February 2, 2010
PrivatHaftpflichtversicherung (Personal Liability Insurance):
Berufsunfähigkeitsversicherung (Disability Insurance):
PrivatUnfallversicherung (Accident Insurance):
PrivatRentenversicherung (Pension Insurance) (Optional):
Risiko Lebensversicherung (Risk Life Insurance) (Optional):
Hausratversicherung (Household Insurance) (Optional):
Rechtsschutzversicherung (Legal Expenses Insurance) (Optional):
Telefon: +49 (0) 2 01 / 72 94 80 -54
Telefax: +49 (0) 62 22 / 90 90 56 11
MLP Finanzdienstleistungen AG
P.S: I shall appreciate if you leave your comments and suggestions if you have better options and if you think there is more to be added to the list.
Wednesday, January 27, 2010
Well, might be wondering what’s new in it, thou being a die-hard Indian, I am not going to start admiring about India here. India – A Journey to the Land of Mystery and Wonders is an exotic show currently being overwhelming the cold Germans in chilling winter.
The show is a grandeur display of Indian colors, a treat to the visitors with amazing Indian acrobatic feats like Mallakhamb, yoga contortions, fire-dance, Bollywood dance, alluring and majestic music with aesthetical ambience of a Maharaja’s Palace. Definitely it is an attempt to lead you to journey to India. The well-choreographed performances by the best show-makers in business with also a pre-show culinary treat. It indeed shall provide some respite from the most adverse winters Germany has not faced in the recent past.
India show has already made its premiere in Frankfurt from 17th December and lasted till 24 January 2010. It has already acclaimed great response from the most prominent people from Frankfurt as it did from the everyone who made their presence in the huge tent with majestic Maharaja’s ambience. The show shall continue to make its presence in other major cities of Germany. The details are as follows:
Hamburg: 28.01.2010 – 03.03.2010
Berlin: 05.03.2010 – 11.04.2010
Stuttgart: 01.07.2010 – 01.08.2010
and Austria’s Capital Vienna: 02.11.2010 – 09.11.2010
The tickets start from €29.
The India show, with its modern lights and sounds with the mix of traditional colors, shall definitely appeal to all senses. A definite glimpses of a country trying to combine high-tech with its rich cultural traditions. So don’t give a miss.
Image courtesy: http://www.india-circus.com/de/home/
Fur further details and tickets visit the official site at:
Saturday, January 23, 2010
First of all, I wish you all a very happy new year. It has been long since I did publish any posts. Well, I was on relatively long vacation for Christmas and New Year, travelling lots of places. I shall detail further in forth-coming posts some interesting things which kept me occupied and away from blogging.
Many things have happened in a span of a month – Copenhagen Climate Summit was a total fiasco; Cameron’s Avatar reset new records by drawing lots of parallels with the current socio-political issues around the globe; Bollywood’s 3 Idiots pressing for reformation in the current education system; Snowstorm Daisy creating a havoc in many parts of Europe including Germany; and last but not least the Haiti Earthquake shaking the whole world.
I shall not delve deeper into these topics, yet appeal everyone to bring some or the other way, a little hope to those who have been deeply affected by Earthquake in Haiti.
I hereby post some interesting snowy pictures from Germany.
Snow Blanket: Snow Wave:
Snow Towel: Snow Table Cloth:
Image Courtesy: www.bild.de