Thursday, April 15, 2010
Cuckoo Clocks of Black Forest
Tuesday, March 30, 2010
Social Security Agreement between India and Germany
Nature of Employment | Coverage |
Short-term Posting by an Indian Employer for a period of less than 48 months | Indian System |
Long-term Posting by an Indian Employer for a period of more than 48 months | German System |
Indian Employer hiring an Indian employee in Germany | German System |
Indian Employer hiring a Non-Indian Employee in Germany | German System |
Nature of Employment | Coverage |
Short-term Posting by a German Employer for a period of less than 48months | German System |
Long-term Posting by a German Employer for a period of more than 48months | Indian System |
German Employer hiring an Indian Employee in India | Indian System |
German Employer hiring a non-Indian Employee in India | Indian System |
- employees who shall be posted to Germany on or after 1st October 2009 should apply for Detachment Certificate.- those employees who are already posted in Germany or already working in Germany shall apply for Detachment Certificate from 1st October 2009 till the end of detachment.
Sunday, March 28, 2010
Social Security Agreements with Germany
Every nation has a different social security system, whereby every worker of a nation is subjected to some obligatory or voluntary social contributions to secure retired period of one’s life. The globalizations has increased the mobility of workers in different nations. In-order to dissolve the disadvantages for mobile workers in double payment of social security contributions, different nations have signed social security agreements and so did the Germany.
Contracting nations are those countries where the European Community provisions for the Social Security do not apply and have concluded social security agreements with Germany. According to the Deutsche Rentenversicherung Agency the following countries have concluded the agreements with the Germany - Australia, Bosnia Herzegovina, Canada/Quebec, Chile, Croatia, Israel, Japan, Macedonia, Montenegro, Morocco, Serbia, South Korea, Tunisia, Turkey and United States. China has also concluded a Posting of Workers Agreement. And recently India has also concluded Social Security Agreement which has already come into force.
What is a Social Security Agreement? The Social Security Agreement’s one important advantage is that if you satisfy the requirements of the minimum insurance period, Germany and your nation’s insurance periods are added together. The agreement specifies to which state you should pay your contributions when working in Germany and your nation.
To whom does the Agreement Apply? Many of the provisions of the agreements are applicable to you and to the nation of your permanent residence. It does provide some special provisions for the citizens of Germany and the agreed nation.
What does Social Security Agreement specify?
- Compulsory Insurance Obligation is defined by the state in which you are working. If you are employed in Germany, then you are subjected to Germany’s mandatory insurances irrespective of your nationality.
- Posting: If you are employed by your state and posted to work in Germany for a limited period not more than 60 months called Posting Period, then you are subjected to the compulsory insurances of your state and you are exempted from Germany’s compulsory Insurance Obligations. The exceptions to the limited posting period and some other exceptions to the agreed terms are subjected to agreement of German authorities upon the request filed by the employer and the employee. The Posting does apply to the self-employed people for a limited period. The same rule of Posting applies to those who are employed in Germany and work in the Contracting nations.
- Count of Posting Period: The Posting period in the contracting nation does count to your compulsory pension insurance i.e, if you are employed in your state and you are subjected to the compulsory insurance of your state and you are posted to Germany, then your posting period in Germany is counted towards your compulsory pension period in your state.
- Refund of Pension Contributions: If you are not a German national and if you were employed in Germany and paid for Pension contributions in Germany and decided to leave Germany forever, you can claim for the refund of Pension Contributions under the following circumstance
- you are no longer registered in the German pension system and you are not interested or not in a position to make voluntary contributions and 24 months have passed since you have terminated the registration.
- Basic Pension Requirements, benefits of Agreement:
Since the pension regulations vary from country to country and so does the pension age ranging from 60-67 in different countries, agreement helps you in benefiting from whatever the pension contributions you made either in your state or in Germany and if you do not fulfil the conditions in one country, the periods in another country shall be considered to make sure you indeed receive Pension.
The minimum insurance periods also known as Qualifying periods can be 5, 15 and 35 years. For all these periods, the insurance periods from your state are also calculated.
The Pension Amount: The agreement just helps in calculating the pension periods and meet the minimum pension requirements. The amounts of Pension you receive in Germany are solely on the basis of your German insurance periods. You need to claim separately for your state insurances and you claim those even thou you live in Germany or vice versa.
The point of contact for all of your queries regarding your insurances and entitlements in Germany are as follows:
Deutsche Rentenversicherung Bund: http://www.deutsche-rentenversicherung.de/
More detailed info in English at: http://www.deutsche-rentenversicherung.de/nn_97000/SharedDocs/en/Inhalt/06__formulare__info__broschueren/broschueren__friedemann.html
Sunday, March 14, 2010
My trials with Art
It has been long long time back, well, wen I was very young, I had tried my hands on painting. Infact, it was out of force than to be out of my natural instincts that I learnt painting as it was mandatory lessons. I dont remember, if I did paint or draw anything special, yet offlate suddenly a strange idea of re-inventing those instincts, has prompted me to try my hands on painting again. Well, the outcome was nothing special yet not bad thou.
I am just posting some pics of my trial paintings which after consultation with my hubby who decided to hang them on the wall of our living room. Thou not sure, yet they decorate our white living room wall. May be you guys can let me know are they worth enough to be out on the wall, just I need to buy some :-)
Frens, I just added one more painting to my trials with the art. Would love to hear from you all the feedback. By the way, many thanks for your lovely messages.
Monday, March 1, 2010
Alphabets Museum in Berlin – When Alphabets have History
Well many a times a word speak more than a sentence and many a times an alphabet speaks more than a word. And there are many alphabets which symbolizes and represent many things in our day-2-day life not only this modern world of shortcuts but also from the historic past. Thus some alphabets symbols have loads of stories behind to narrate. There has been many instances where an alphabet has symbolized different things in different sciences and technologies, different regions and as well in different cultures and religions.
I never realized this until recently when I found out about Alphabet Museum (Buchstaben Museum) from Berlin. After browsing thru it over the net, it indeed left me bewildered and amused at the very love for alphabets for the founders of Museum Barbara Dechant and Anja Schulze. Well, their quest to collect objects (alphabets) that carry significant meaning and their belief that modern urbanization is leading to the disappearance of these Alphabetical Semiotics has formed the foundation for the Alphabets Museum in Berlin. Kudos to both of them for their passion towards their letters.
U-Bahn U (Underground U) Einstein E
The museum is housed temporarily more like a storeroom than a showroom drawing a handful of enthusiastic visitors who heard more about this unusual museum from some news article or word of mouth and majority of them foreigners. The interesting facts that amuse the visitors are that these letters are taken out of the original context and every letter has its own emotional historic tale.
Well, I love to visit this during my next visit to Berlin. By the way there is no admission fee for this museum, it is completely free. The museum is run by the donations and memberships from the visitors. You can find more details at http://www.buchstabenmuseum.de/
Image Courtesy: http://www.buchstabenmuseum.de/
Thursday, February 25, 2010
When Germany planned to buy Tax Dodgers Stolen Data!
It has quite a while I did not publish any post, well I was occupied with my tax declarations for the year 2010. Yes, a year has gone by and the very uninteresting work begins with the filing of tax declarations. And to be honest, the Germany’s tax system is the most complex in the world. So you can imagine how tough it shall be to file tax declaration.
Every year lot new rules and definitely needs to purchase an updated software, start gathering all the relevant documents and then start input the data. You may believe or not, I have not finished it yet despite it has been almost two weeks now. It is a lot of work but I really enjoy it doing myself than depending upon any tax consultant. Well, I could save some bucks too and also it does help me get acquainted with the latest taxation rules.
I am person who believe paying taxes is the right thing to do and just not because the state utterly depends upon on my payment of some thousands euro and not because I don’t have a Swiss Bank account. May be not everyone think the same and lot many has got the notorious Swiss Bank accounts.
Many of you might have already read or heard thou that there has been lot of hue and cry over a last few weeks in Germany over the purchase of about 1500 Tax Dodgers data stolen by an informant. It was initially believed that there might be more than 100 million euro stashed by these around 1500 tax dodgers in Swiss Banks. The informant has already provided some five accounts worth 1 million euro in tax as proof and demanded €2.5 millions for the complete list.
After lot of elaboration and debate, Germany decided to buy the stolen data despite lot of criticism and despite the warnings from the Swiss government. And now Swiss started threatening to disclose the data of the the German politicians. Will the State bend the rules and be a crook to catch the crooks? Still the debate is on.
Whatever it is following the Germany’s decision to buy the stolen tax dodgers data, terrified tax dodgers are turning themselves in to avoid investigations and possible legal actions. It has been estimated the tax revenues from these may reach more than 400 million euro. Well, it has already exceeded Germany’s expectations.
But what do you think, should Germany or any other state in Germany’s position should buy the “stolen” tax dodgers data against the laws of the state?
Image Courtesy: www.thelocal.de
Thursday, February 11, 2010
Inder Wahnsinn! – Since My Name is Indian?
I never wanted to muse over the recent developments over Shahrukh Khan and MNIK issue. Yet, today I have been thru mental anguish for being an Indian. It all started when some of my colleagues in the morning came to me and started adoring Sharukh khan for he is in Berlin these days for Berlinale 2010. They have showed me an article from the very popular local newspaper which showered praise for Sharukh Khan, known as King Khan in Germany.
The newspaper rained accolades for King Khan for being a Messiah and bridging the cultures between the East and the West. The “God of movies” , “the King of Bollywood” whose fans account for more than 3 millions far more than the fans of George Clooney, Tom Cruise and Brad Pitt together. He is the dream man of every Indian and being a Muslim and his wife being a Hindu, he lives a dream of Peace.
Well, definitely this article is not a publicity stunt from SRK, it shows how much SRK has influenced minds and hearts of the people in the West. He definitely has taught Germans to be warm-hearted. My colleagues were so overwhelmed and so do I after reading the article. I did feel proud too being an India.
Later in the day, the same set of couples approached me to ask me about the recent developments in India concerning to MNIK as they have read again something regarding it. I did not understand how to explain it to them. I tried to explain them but in brief. I was feeling a little low when I briefed them. My colleagues retorted that why the hell on this earth some people could doubt the integrity of SRK. They asked me what else he needs to do to prove to which extent he has integrated the people of India and allied the nations with his dream of peace.
I was indeed speechless…… My anguish has no words……..
MNIK poster in Berlin
Image Courtesy: thelocal.de
Online Edition of the newspaper article thou not exact, yet some snippets (German): http://www.bild.de/BILD/unterhaltung/kino/berlinale/2010/02/11/bollywood-star-shah-rukh-khan/erfolgreichster-schauspieler-der-welt.html
Berlinale: Berlinale is the most famous film festival of Germany held every year in Berlin. My Name is Khan is also being premiered this year with Sharukh Khan, Kajol and Karan Johar walk the red-carpet. Berlinale 2010 is held from Febrauary 11-21 screening almost 400 films. More info at: http://www.berlinale.de/en/HomePage.html